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Ikenna Ezeude

Principal Broker & Mortgage Consultant
CalDRE Lic. No. 01777165, 02016187
NMLS Lic. No. 877333
510-928-3541
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We don't need to tell you that buying or selling a home can be stressful because you probably already knew that. Our team of Real Estate Experts believes that a lot of this stress can be reduced or eliminated with some simple information explaining the complex real estate process. That's why we provide the information on this website free of charge!

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Real Estate News

Latest Real Estate News from around the Bay Area

Sound Off: What are some of the most sought-after outdoor features home buyers want?”

A: Even in cool San Francisco, buyers want inviting outdoor spaces where they can entertain and relax. The most popular spaces are accessed from a living room, kitchen or family room through glass French doors or sliding doors. The glass doors let in light and provide a view to the outdoors, even when the doors are closed.

San Francisco’s air is famously clean because it is bathed with fresh ocean breezes, making it essential that outdoor spaces are protected from the wind and drizzle. The most sought-after features include comfortable seating, fire pits or warming lamps and outdoor kitchens.

While you’re planning your outdoor space, don’t forget night-time lighting, fragrant plantings and raised bed vegetable gardens. A client recently purchased an inflatable hot tub—easy to install and relatively inexpensive. Another client built a 10-by-10-foot “she-shed” in her backyard, which has a rolling garage-type door that opens to a deck. The structure is electrified but is not plumbed for water, just fine for art projects.

John Solaegui, Compass, 415-999-0673, John@havengroupsf.com.

A: In a city with as many micro climates as San Francisco, outdoor features are abundant. A yard, newly done or old fashioned, captures buyers hearts over and over. It welcomes the fresh air, the children and the pets as well as family gatherings and bbq’s. Irrigation makes a garden happy with very little effort.

It can be programmed and adjusted to fit the time of year. Lighting, be it on stairs or pathways and featuring exterior architecture or greenery, is not only a safety feature but can also create a mood. Permeable landscapes to avoid water runoff can be as captivating as...

Price Point: $1.395 million in the Outer Sunset

Two bedrooms enjoy walk-in closets and views of the Pacific Ocean and verdant parkland in this Marina-style home a block south of Golden Gate Park. A garage is attached to the third bedroom, which includes a full bathroom, while large windows welcome sunlight into a living room adorned with built-in cabinetry and a fireplace. The formal dining room segues into a kitchen with a breakfast bar and a blue and rose sun-patterned floor. An open house takes place from 2 to 4 p.m. Sunday.

Listing agent: Jeny Smith, Sereno Group, 415-640-8011,

jeny@serenogroup.com.

Just Approved: Cash-out without a higher rate

Mortgage broker: Liz Bayer, ProMortgage.

Property type: Single-family home in Tiburon.

Appraised value: $2.5 million.

Loan amount: $1.3 million.

Loan type: Jumbo 10-year Adjustable-Rate Mortgage.

Rate: 3.875%.

APR: 3.9%.

Past clients of mine were interested in refinancing their beautiful home in Tiburon, CA and were talking about opening up a Home Equity Line to recoup the $300,000 that they had invested in making home improvements.

The rate on their current mortgage was 3.875% for a 10-year Adjustable-Rate Mortgage. Since their home value had increased as a result of the home improvements, we had enough equity to get them a cash-out refinance to recoup the $300,000 WITHOUT a higher rate.

This helped them to avoid a higher interest Home Equity Line of Credit.

Additionally, the Home Equity Line would’ve had an “interest only” payment ($1,685 per month), so it would not reduce their loan balance unless they pay more every month, in addition to the loan balance.

By simply refinancing their first mortgage, my clients benefited from a lower rate while simultaneously building equity. Going with a cash-out first versus adding a Home Equity Line provided a lower payment of around $1,200 a month—a much better strategy than their original plan.

Liz Bayer, ProMortgage, 415-383-3111,lizforloans@gmail.com.

Two-bedroom set on more than half an acre open Sunday in Sonoma

Set on more than half an acre, this pristine custom home boasts thoughtful and creative flourishes throughout. There’s a retractable flat-screen television in the living area, while the owner’s suite boasts a spa bathroom that’s highlighted by a copper soaking tub.

Listing agent:

Marjie Orton,

Engel & Völkers Kentfield, 415-279-5510,

mjanise@aol.com.

Newly built four-bedroom open Sunday in Oakland

A 30-year shingle roof tops this brand-new construction hosting an open kitchen, a separate wet bar and 7-inch plank hardwood flooring. The attached garage provides interior access, while a freshly landscaped yard waits out back. To learn more, visit www.

1735-15th.com.

Listing agent:

Daniel Winkler, Winkler Real Estate Group,

510-421-4528, daniel@

danielwinklerinc.com.

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